Private Money

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Fix & Flips Loans

Investors can purchase a distressed property or fixer-upper, with the intention of ‘fixing’ the damage and improving its look. The ultimate goal is for the investor to sell or rent the property under the following three conditions:

  1.  Minimize the renovation expense as much as possible.
  2.  Maximize the market value of the property.
  3.  Retain the property for the shortest possible time.
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Bridge Loans

Real estate bridge loans are short-term loans. Their typical duration is between six months and three years. Bridge loans are typically secured by real estate assets. They allow Borrowers to fast track access to capital but at a higher interest rate. 

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Construction Loans

A home construction loan is used to cover the costs of building a home. Once the funds from the construction loan have been used and the house has been built, these loans are typically converted or refinanced into a standard, long-term mortgage loan.

If you want to build a brand-new house from the ground up but don’t have the funds to do so out of pocket, a construction loan will likely be your best option.

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Fix and Flip Loans

Locations: Nationwide

Property: Non-Owner Occupied SFR 1-4, Multi-Family

Term: 12-18 month

Loan Amount: $100,000 to $10 Million

Interest Only Starting at: 11%

Loan to Value: 75-80% Purchase

Rehab Funds: 100%

Max After Repair Value: 70% ARV

No Pre-Payment Penalty

Terms based on experience

Bridge Loans

Locations: Nationwide

Property: Residential and Commercial

Owner* and Non-Owner Occupied

Term: 12-36 Months Initial Term

Loan Amount: $100,000 to $50 Million

Interest Only Starting at: 11%

Loan to Value: 75-80% Purchase

No Pre-Payment Penalty

Construction Loans

Locations: Nationwide

Seasoned Investors with a proven track record of 1+

Property: Residential and Commercial

Term: 12 – 18 Months

Loan Amount: $250,000 – $20 Million

LTC: 75% of Total Project Cost

Interest Only Starting at: 11%

No Pre-Payment Penalty

No Pre – Pay Penalty

Ryan Garland


A rising star in the world of California real estate, Ryan has literally done it all—from brokering a billion dollars in mortgage transactions to engineering and helming large scale construction projects. He was ranked a Top Producer in the country for five years and was the #1 Top Originator in California for four. But Ryan saw a different path moving forward and consequently decided that the country was ready for a brand new CRE investing mindset.

Venturing beyond the bounds of a strictly “millionaire’s club” mentality, Ryan created a real estate management firm that would democratize real estate investing by integrating a cutting-edge technology driven approach with an attitude open to capitalizing on opportunities that not every CRE investment company might be able to. The Paradyme approach is one that—even in the face of a global crisis—seizes opportunities by filling critical gaps.

In 2008 in the face of total economic upheaval, Garland and company focused on the emergent “flip” market and in the process, turned what could have been an investor’s nightmare into a lucrative investing protocol. And in 2020 and 2021, the same mindset applied as Paradyme sought out those deals that made sense in an economic downturn hastened by a worldwide pandemic. Where banks and institutional lenders were dropping off the map when it came to construction and distressed asset private debt lending, Paradyme answered the call. With a series of new funds, we helped certain regions of the country get back on track while enabling our fund investors to experience measurable returns.

Mike Revely


Michael Reveley currently serves as the COO of Paradyme. He is an experienced investment professional with a demonstrated history of bringing capital and hands on management expertise across multiple market sectors. He previously worked as the Managing Director, Head of Fund Distribution for Scarsdale Capital, a distressed debt fund located in Los Angeles. Prior to Scarsdale Capital, Mr. Reveley served as the COO and Executive Director of Structural Monitoring System (ASX:SMN), an aerospace technology company with operations in the US, Australia and Canada. Mr. Reveley helped oversee the Company’s recapitalization, restructuring and subsequent growth to over 100 employees globally.

Mr. Reveley was the co-founder and CIO of SEAL Capital, a Los Angeles based global macro hedge fund. Prior to forming SEAL Capital, Michael was the co-founder and CIO of Seagate Global Advisors. Seagate was an alternative asset management platform offering strategies in global macro, emerging market fixed income and China based private equity via an affiliated company, Seabright Asset Management – a joint venture with China Everbright Bank in Hong Kong.

Mr. Reveley started his career on Wall Street. He was a Director at Swiss Bank Corporation in New York and London responsible for Eurobond and Global Bond origination in North America. Prior joining Swiss Bank, Michael was a VP at First Interstate Bank responsible for the Derivative Sales Team in New York.

Mr. Reveley received his bachelor’s degree from the University of Southern California in Economics.

Marc Pierguidi


Building on over 20 years of experience, Marc provides operational and financial leadership to high-net-worth families, entrepreneurs and their business holdings.

In 2000, Marc received his Bachelor’s in Business Administration with a focus on Accounting from Siena College in New York State. He became a Certified Public Accountant in 2002 after gaining valuable post-graduate experience as an Auditor at Arthur Andersen. From there, Marc went on to serve as an Accounting Manager within the real estate group at J.P. Morgan in New York City. Providing accounting and financial reporting for a $20 billion portfolio of real estate, Marc was able to help investors and executives at J.P. Morgan with capital allocation, fund raising, and compliance.

In 2006, Marc joined New York City based Clarion Partners LLC, then the largest real estate investment manager in the world. In addition to serving as the Controller for a portfolio of real estate owned by New York State Common Retirement Fund, he was tasked with setting up a new real estate platform for opportunistic and value-add real estate opportunities. Marc was able to partner with the Portfolio Manager and Investor Relations department to successfully raise funds from high-net-worth individuals and deploy this capital across a diverse set of real estate assets comprised of multi-family, self-storage, office and industrial properties. From treasury, to accounting systems and performance reporting, Marc and his team created a seamless and successful real estate investment platform.

Marc relocated to Los Angeles in 2008 and joined real estate investment manager and developer CIM Group. Overseeing portfolios of real estate owned by pension funds and high net worth individuals, Marc was able to provide transparency, liquidity management and bank/debt compliance during the financial crisis. Marc sat on the Capital Markets Committee at CIM Group, where executives and ownership met to triage, forecast and ensure the overall health of the real estate portfolios. Marc worked closely with his team to ensure quick and accurate monthly accounting cycles, robust financial reporting and up to date, live data reporting to help the company maintain liquidity, expand, fund-raise, and preserve the profits of the portfolios.

In 2012, Marc joined a high-net-worth single-family office as the CFO. Marc was a key advisor to the Chairman and his family, providing tax and estate planning, financial reporting, investment structuring and overall family office administration. From real estate acquisitions, fuel distribution networks, manufacturing plants, to ground up multi-family developments, Marc was able to provide full-cycle accounting, equity and loan sourcing, asset management and tax compliance to a diverse array of assets on behalf of a high net worth individual and his family. Marc was also responsible for all aspects of financial operations, including cash management, financial reporting, income taxes, financial statement audits, budgeting, employee benefits and information technology.

In 2020, Marc became the Executive Director at InnoVise Family Wealth Advisors where he served as on outsourced CFO and COO to high-net-worth families, business founders and entrepreneurs. Marc’s clients consisted of multi-generational families with large and diverse investment portfolios, businesses in the real estate and credit space as well as technology start-ups founded by successful entrepreneurs. Marc’s leadership on all facets of their business from accounting, tax strategy, cash management, forecasting, human capital, debt/equity raise, to investor relations provided a solid operational infrastructure on behalf of his clients.

In September 2022, Marc joined Orchard Family Office Services, a boutique family office services firm headquartered in Southern California, which provides custom finance and legal solutions for ultra-high-net-worth individuals and operates as the CFO, COO and General Counsel for the families thereof.

Michael Floryan


Mr. Floryan has an extensive background in law, business and finance. He is a California attorney and founder of Floryan Law, P.C., who specializes in serving ultra-high-net-worth clients as their General Counsel and family office executive. In this role, Michael is responsible for all legal matters concerning, and the management and strategic growth of, a diverse portfolio of investment assets, including approximately $2 billion of real estate throughout the United States, comprised of industrial, medical, multi-family, traditional office, retail, self-storage, airport hangars, mixed-use buildings. land holdings, fixed-base aircraft fueling operations in Southern California and ongoing residential and commercial development projects throughout California. In addition to managing extensive real estate portfolios, Michael is experienced in overseeing clients’ operating businesses in numerous industries and hospitality portfolios. Michael has also pioneered and established hard money lending arms for his clients, which operate as bridge financing vehicles for real estate acquisitions and gasoline station owners and operators. Beyond his technical transactional legal practice and executive services, Michael acts as his clients’ personal attorney and counsel and handles any and all matters affecting his clients, which include, among other things, overseeing and managing outside litigation attorneys, administering trust and estate matters (including overseeing Form 706 filings), handling and resolving intrafamily disputes, and operating as his clients’ field general when needed.

In August 2022, Michael found Orchard Family Office Services, a boutique family office services firm headquartered in Southern California, which provides custom finance and legal solutions for ultra-high-net-worth individuals and operates as the CFO, COO and General Counsel for the families thereof.

Prior to serving ultra-high-net-worth and family office clients, Michael worked for Los Angeles law firms Liner LLP (now DLA Piper) and Sklar Kirsh LLP as a real estate and corporate finance attorney. Michael counseled clients on a broad array of corporate and real estate transaction issues, including, but not limited to, limited liability company and corporation formation, acquisition of competitors’ assets in a bulk sale, acquisition of assets in a bankruptcy auction, environmental impact report analysis and diligence, commercial lease transactions, lease agreement compliance, financing and refinancing multi-family residential properties and commercial properties, joint ventures and syndications for the purposes of property acquisition, property operation, property management, acquisitions, dispositions, and hard-money lending company formation and operation.

Prior to his woek in the legal field, Michael was a land development manager/coordinator for homebuilder Pardee Homes, where he managed all aspects of the infrastructure and development of nine master-planned communities totaling over 4,100 acres of residential development in California.

Michael earned his Bachelor of Science degree in Civil/Structural Engineering from the University of Southern California and his Juris Doctor degree from the Pepperdine University School of Law, where he graduated cum laude. In addition, Michael is a Straus Institute for Dispute Resolution Certificate recipient. Michael is published in both the Pepperdine Law Review and the 2011 Thompson West Zoning And Planning Law Handbook. Michael is an active member of the California Bar Association and was elected as a Southern California Super Lawyers Rising Star, by Super Lawyers and Los Angeles Magazine in 2014 and 2015, and as a Rising Star by the Association for Corporate Growth Los Angeles (ACG LA) in 2014.

Joanna Dreier

Director of Operations

As Paradyme Funding, Inc.’s Director of Operations, Joanna Dreier brings with her years of experience in account management, operations, customer service and retention and process management. Prior to joining the team at Paradyme, Mrs. Dreier managed a small financial services company that financed home mortgages, provided insurance services and wealth management, along with a real estate division.

Before this, Mrs. Dreier grew a startup corporate housing company from inception to a global presence in just four years. As a highly motivated, solutions-oriented professional with sound time and resource-management skills Joanna continues to be instrumental in implementing and executing strategic administrative and operational initiatives within Paradyme to enhance productivity, quality, client service and overall bottom-line performance. Mrs. Dreier holds an MBA from the Keller Graduate School of Management of DeVry University and a Master of Criminal Justice from the University of Central Florida.

Madison LeBlanc

Account Executive

With an extensive background in marketing and real estate, Madison LeBlanc joins the Paradyme Team as Nashville’s newest Account Executive. A longtime resident of Music City, Madison keenly understands the climate of the Nashville market. She offers her clients both firsthand experience of the region as well as deeply nurtured insights into the city’s booming real estate scene.

Madison is also conversant with real estate on the west coast, having worked in the luxury market in Los Angeles and Orange County. After relocating to Tennessee, she decided to become a real estate agent herself, and has since aligned with a local brokerage boasting an esteemed reputation. A motivated, avid networker, Madison is heavily involved with her community and has formed lasting connections with clients and peers alike.

Madison is originally from Southern California and loves skydiving, exploring National parks, reading, and spending time with her two cats.

Oscar Gastelum

Loan Officer

With nearly three decades of experience in mortgage banking, Oscar A. Gastelum is very well-versed when it comes to Southern California real estate. His strategic approach to investing and navigating the real estate market have earned Oscar a reputation as a visionary in this field. His experience processing a wide array of loan products – from FHA to VA and conventional loans – ensures that his clients have access to all potential resources when it comes to their real estate journey.

For Oscar, it truly is all about the customer. He understands that the loan process can be a daunting one, and so he takes the time to guide clients every step of the way. Oscar’s industry experience also extends to cultivating new business development opportunities, expanding brand awareness and working toward maximum territory sales growth, all integral to his role as part of the Paradyme team.

The recipient of numerous top producer and service awards, Oscar has emerged as an industry leader in Southern California. He is eager to integrate high tech solutions into more traditional methods, forging the best of all possible world for Paradyme’s clients.

William Brown

Loan Officer

William T Brown is a Loan Officer at Paradyme, where he strives to achieve success day in and day out. With over ten years of expertise, he has provided impeccable customer service while building his network and maintaining his clients in the marketing and real estate industries. Before joining Paradyme, Will had gained his experience in Nashville as Loan Officer, maintaining a $40+ million book of business. He has a passion for achieving goals in and out of the office.

Will resides in Nashville, TN and attended the University of Alabama where he studied Civil Engineering. He enjoys playing golf, working out, and spending time with friends and family.

Michael Langley

Relationship Manager

Michael’s forward thinking and constant market analysis allows him to stay on top of what is happening in the real estate world.

Michael Langley started his real estate career as a buyer’s agent with a large nationally known brokerage and then quickly developed one of the most successful real estate teams in the country. Pulling from his experience as a 12-year Marine Corps veteran serving overseas on multiple combat tours, he has an innate ability that enables him to analyze and generate quick solutions to complex situations.

Langley’s real estate team of 10 agents generated over $2.3 million in gross commissions in 2021 and sold over 300 homes totaling a closed value of over $100 million. Michael is a licensed real estate broker in both Tennessee and Kentucky and has been featured in multiple publications as one of the top producing agents for several years in both Tennessee and across the nation. He has decided to use his success and help others by consulting other agents in business development and sales growth. Michael has a strong passion and ability to help others become successful.

Due to the outstanding reputation and vision, Langley has decided to join forces with Paradyme to make a significant impact on individuals lives by educating and providing avenues to help build generational wealth.

Andrew Bilis

Loan Officer

Beginning his career in Nashville as an investment real estate agent, Andrew Bilis now brings his expertise and talent to Paradyme. Assuming the role of Loan Officer, Andrew has his pulse on an ever-changing real estate market. He understands that customer service is at the forefront of what he and the entire Paradyme team do. Andrew maintains a robust network of investors and utilizes this network to his clients’ advantage.

For Andrew, the real estate/investment process is one in which you need to be fully invested and to this end, he is all about learning as much as he can—a dedication that has served his clients well over the years.

Originally from Maryland, Andrew moved to Nashville upon graduating from the University of Tennessee at Knoxville. He enjoys fishing, hunting, and all things outdoors. When he’s not working you can find him spending time with his family, friends, and dog, Cooper.

Mandi Heath

Loan Processor

As a Mortgage Loan Officer, Amanda Heath understands that she is guiding individuals and families toward their futures. This is why Amanda is incredibly well-versed as far as all available loan options and strategies for assisting clients throughout the course of their investment/real estate journeys. Amanda has lived in, or around, the Greater Nashville area for almost 20 years. She is or has been licensed in Tennessee, Louisiana, Texas, Kentucky, South Carolina, and Alabama. And in her first year as a licensed MLO, she closed out over double the national average for new loan officers.

Amanda is very active with her kids and family; she’s a devoted LSU & New Orleans Saints fan, and especially enjoys the simple life working in her garden or riding in her jeep with the top off.

Omar Alfaro

Disposition Team

New to the Paradyme team, Omar Alfaro has over two decades of experience in both real estate sales (residential and commercial) and also, on the fix and flip side of things. Beginning at a young age, Omar realized that helping families and individuals obtain home ownership was his calling. In gaining experience in real estate, he eventually broadened the scope of his career to include multi-family and CRE properties as well. His passion for all things real estate eventually extended to flipping properties, as he’s worked on and successfully flipped over 175 to date.

Central for Omar, the goal has always been about guiding his clients in their own real estate journeys—be it one of home ownership or making prudent property investments. Eventually, with the creation of Alfaro & Associates in Hesperia, CA, Omar also expanded his focus to empowering agents and helping them navigate the real estate market more effectively so that they could expand their business.

His current portfolio consists of single and multi-family properties along with commercial and short-term rentals. He has a dynamic approach to investing and will truly be an asset to the Paradyme family

Adrian Hernandez

Disposition Team

Adrian Hernandez is a serial Real Estate Entrepreneur who spent the first 10 years of his Real Estate Career mastering the art of selling Real Estate in Rancho Cucamonga, CA. Adrian started off as an Assistant to a broker at the age of 19 years old, at 21 years old he became a full time Real Estate Agent and in less than 3 years he was the #1 agent in the entire company and ranked top 5 in the local MLS.

At 25 Adrian ventured off to Orange County, CA where he opened a Real Estate Brokerage in Mission Viejo, he was the manager, recruiter & sales coach for 4 years. Adrian took a brand new brokerage that not too many people have heard of and made it the top 5 brokerages in the City in less than 4 years. Adrian has coached hundreds of Real Estate agents & he is a true believer of KNOW THYSELF, which he believes it’s a true superpower. Adrian knew that being a manager wasn’t what he ultimately wanted to do, he knew that there was more out there for him, his family & his Real Estate Team.

At 29 years old Adrian shut down his brokerage & opened a new Hybrid Real Estate Business. His new company is the perfect mixture of Real Estate Investing & Real Estate Sales, he fix & flips houses throughout the nation, buys long term rentals properties & most important he teaches other professionals how to do the same thing. Adrian now owns Berkshire Hathaway Lifestyle Properties in Dana Point, CA where he is inspired to coach and mentor realtors/investors on how to build a true Real Estate business & not just make a commission check. Adrian and his team have sold over $500,000,000 in Real Estate Sales & helped over 300 investors find their next investment deal. Adrian is an advocate learner & believes that the purpose of life to teach others what he was once taught which will have a ripple effect to the entire Real Estate Industry.

Paradyme Funding  Inc. |    NMLS #194554   |   DRE #02014656

Temecula, CA.

Nashville, TN.

+1 (866) 218-4739